Incapacity Planning
Plan for the Unexpected —Protect Your Decisions, Your Finances, and Your Family
Incapacity doesn’t just happen later in life. An accident or illness can leave anyone unable to make important decisions. Without a plan in place, your loved ones may be forced to navigate costly and time-consuming legal proceedings just to help you.
Incapacity planning ensures that the right people can step in immediately—according to your wishes.
What is Incapacity Planning?
Incapacity planning prepares for a time when you are unable to manage your personal, medical, or financial affairs. Instead of leaving these decisions to a court, you decide in advance who will act on your behalf and how they should do so.
When Should You Create an Incapacity Plan?
The best time is before you need one. Once incapacity occurs, it may be too late to put these documents in place.
Whether you are starting a family, building a business, or planning for retirement, incapacity planning is a critical part of protecting what matters most.
What's Included in an Incapacity Plan
Durable Power of Attorney
Allows a trusted person to handle your financial and legal matters if you are unable to do so.
Healthcare Power of Attorney
Allows a trusted person to make healthcare decisions on your behalf if you are unable to do so.
Guardian Designation
Allows you to designated who you would want to serve as your guardian if one is ever needed.
Directive to Physicians
Before you are unable to do so, you can outline your wishes regarding life-sustaining treatment.
HIPPA Authorization
Gives your chosen individuals access to your medical information so they can make informed decisions.